Situational Criminogenic: The Financial Crime’s Collaborative Factors in Indonesia

Financial crimes in Indonesia from 2014-2018 were classified as quite dynamic with a total of 241,367 cases. In 2018 the legal unit area Polda Metro Jaya had highest number cases 5,526 financial crimes. This study seeks to examine determinant aspects crime Indonesia. I used illustration case First Travel and Koperasi Simpan Pinjam (KSP) Pandawa that occurred loss up IDR 1 trillion. Discussions this paper begin point view white collar elaborated criminaloid organizational criminogenic aspects. uses grounded theory method through in-depth interviews actors. The result is on aspect, perpetrators have tendency easily confess, certain social cultural status, has moral sensitivity intelligence, skills, but hesitates acting. Meanwhile, it was found an environment profit-oriented ambitions, business perceptions, loyal attitude towards their group human resources tended be homogeneous. results supportive situation needed based illustrations used. Situational research form utilize religious sentiments, use cooperative system manage funds Ponzi scheme. will enrich criminology studies, especially field crime. Other than that, hopefully can useful formulation policies for stakeholders.